ManipalCigna Health Insurance Company has announced the launch of the “ManipalCigna ProHealth Prime” plan. The plan covers all types of hospital expenses and also offers Cashless OPD coverage for doctor’s consultation, prescribed diagnostic tests, and pharmacy fees. Plus, it covers “non-medical expenses” to ensure there are no deductions for non-medical items while hospitalized.
The ManipalCigna ProHealth Prime plan comes in three different variants – “ManipalCigna ProHealth Prime Protect” for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’ provides cashless OPD coverage in addition to hospital charges; and “ManipalCigna ProHealth Prime Active” for lives suffering from medical conditions such as diabetes, obesity, asthma, high blood pressure and high cholesterol.
Speaking about the product launch, Prasun Sikdar, Managing Director and CEO of ManipalCigna Health Insurance Company Limited, said, “We have conducted extensive research and identified some of the key issues that customers are facing and expecting solutions from experts in the healthy like us. For example, in India, expenditure on outpatient services, which includes medical consultations, laboratory tests and pharmacy fees, accounts for nearly 62% of healthcare costs. In addition, non-medical expenses represent approximately 10% to 12% of overall hospitalization. bills that are paid out of pocket.
ManipalCigna ProHealth Prime takes our commitment one step further and offers cashless services even for OPD expenses to provide total healthcare protection. a maximum period of 30 days in a policy year and, most importantly, the plan covers all hospitalization expenses, whether medical or non-medical, to meet health care needs customer daily.
ManipalCigna ProHealth Prime Plan Features:
Zero deduction for non-medical expenses, to cover all your hospitalization expenses, whether medical or not, because why should you pay if you are really covered.
An OPD that gets PAID, yes, that too, because health issues don’t have to escalate into hospitalization every time.
Unlimited restoration up to 100% of the sum insured, your coverage is restored to 100% of the sum insured, each time you use it, a certain number of times, whether for related illnesses or not, because a coverage should always mean full coverage. Applicable from the 2nd claim
The power to deactivate your health insurance from the 2nd year up to 30 days while traveling abroad and get a discount on your renewal premium.
1 year waiver of premium, on policy renewal premium due to accidental death or diagnosis of one of the critical illnesses listed.
Freedom to choose Any room category, suite or superior, as you see fit
Annual health check, from the 1st year for all insured adults to take the utmost care of your health, not only in illness but also in well-being
Wellness program, earn attractive rewards of up to 20% of your base bonus for completing the number of predefined wellness steps in one day. Use these reward points to get a discount on your renewal premium.